my job is not just to entertain, but i'm trying to educate and teach you. so call me at 1-800-743-cnbc. do we need to be worried when we see the market at five-year highs? is that scary? do we have to be concerned when we pick up the front page of the usa today and the headline reads "stocks reach for the records." analysts -- recent gains are rational exuberance. especially on a day where the averages kind of stalled out. dow edging down 14 points, s&p dipping .18%. nasdaq advancing. thank you apple for actually going up. when we see these articles, how about the articles about our retail investors are back and the bears are in hibernation, like this one. this one about surging stocks in the "wall street journal." when the bears are on their heels. first, let me say, here's the way i play it, we should always be skeptical, we should always be a little worried. that's okay. especially after a move like this, where we go to five-year highs and have the best january in years. we'd be fools not to consider what could go wrong. remember last earnings period? we